💰 Withholding Tax & Capital Gains Tax: What You Owe in 2025

Understanding your tax obligations is key to smart commercial property investment in Pakistan.

1. Withholding Tax (WHT):
Applied at the time of property transfer:

• Filer: ~2% of property value

• Non-filer: ~4–7% (varies by province and property type)

2. Capital Gains Tax (CGT):
Levied on profit from property resale:

• Held < 1 year: Taxed at full slab (15%–20%)

• Held 1–4 years: Reduced tax rates

• Held > 4 years: Exempt for immovable property (as of 2025 rules, but subject to change)

Pro Tip: Always check FBR and provincial board updates before buying/selling.